These are the top five most expensive UK cities to live in and London didn’t make the list

We’re all aware that prices in the capital city sure aren’t cheap — in fact, London has long been one of the most notably expensive places to live thanks to its surging housing prices and general cost of living. But a new study by Halifax has revealed that London is no longer even in the top five most expensive UK cities to live in in 2021. 

London / Getty Images

Their research showed that interestingly, seven cities across the UK outweighed London in terms of cost, from Oxford to Brighton and Hove. This news comes after a year of mass migration out of the city to coastal and rural areas during the coronavirus pandemic. In turn, this has led to bumped up house prices in other areas of the country; in fact, Search Acumen’s recent analysis of sales in the first five months of 2021 showed that a little over half of the 4,881 homes sold for £1m or more in England and Wales were outside of London. 

Winchester / Getty Images

While London slipped outside the top five least affordable cities for the first time in six years, Winchester topped the list this year. Calculated by assessing housing costs in relation to people’s average earnings, the 20 least affordable also included Bath, Chichester, and Truro in the top five. 

You can see the full list here, which features the average house cost per city, followed by the average salary. 

1. Winchester, South East, 14.0, £630,432, £45,059

2. Oxford, South East, 12.4, £486,928, £39,220

=3. Truro, South West, 12.1, £356,788, £29,558

=3. Bath, South West, 12.1, £476,470, £39,508

5. Chichester, South East, 10.6, £446,899, £37,352

6. Cambridge, East Anglia, 11.9, £482,300, £40,492

7. Brighton and Hove, South East, 11.6, £449,243, £38,737

8. London, South East, 11.0, £564,695, £51,257

=9. St Albans, South East, 10.2, £604,423, £59,391

=9. Chelmsford, South East, 10.2, £424,690, £41,781

11. Salisbury, South West, 10.0, £392,355, £39,154

12. Exeter, South West, 9.9, £323,554, £32,635

13. Leicester, East Midlands, 9.7, £279,080, £28,725

14. Norwich, East Anglia, 9.4, £306,946, £32,632

15. Bristol, South West, 9.3, £346,902, £37,357

=16. Southampton, South East, 9.0, £310,435, £34,429

=16. Canterbury, South East, 9.0, £365,168, £40,565

=16. Gloucester, South West, 9.0, £287,600, £31,987

19. Worcester, West Midlands, 8.8, £303,132, £34,389

20. Cardiff, Wales, 8.7, £276,851, £31,946

Londonderry / Getty Images

The most affordable cities however featured Londonderry in Northern Ireland in the top spot, followed by Carlisle and Bradford: 

1. Londonderry, Northern Ireland, 4.7, £155,917, £33,138

=2. Carlisle, North, 4.8, £163,232, £34,087

=2. Bradford, Yorkshire and the Humber, 4.8, £164,410, £34,219

=4. Stirling, Scotland, 5.4, £208,927, £38,744

=4. Aberdeen, Scotland, 5.4, £205,199, £38,016

=4. Glasgow, Scotland, 5.4, £196,625, £36,205

7. Perth, Scotland, 5.5, £203,229, £36,700

=8. Inverness, Scotland, 5.6, £191,840, £34,373

=8. Hull, Yorkshire and the Humber, 5.6, £156,424, £27,730

10. Dundee, Scotland, 5.8, £181,150, £31,344

11. Sunderland, North, 6.0, £179,567, £29,745

12. Lisburn, Northern Ireland, 6.1, £203,386, £33,138

=13. Salford, North West, 6.2, £211,903, £34,444

=13. Durham, North, 6.2, £196,274, £31,762

=13. Liverpool, North West, 6.2, £215,741, £34,911

=13. Belfast, Northern Ireland, 6.2, £205,228, £33,138

=13. Lancaster, North West, 6.2, £217,392, £35,004

18. Newcastle-upon-Tyne, North, 6.3, £229,434, £36,212

19. Stoke-on-Trent, West Midlands, 6.5, £200,161, £30,698

20. Hereford, West Midlands, 6.6, £316,929, £48,048